19. An Assigned land was mortgaged by the assignee to raise loan for personal purpose. Is such a mortgage valid?

Facts of the Case

  • A piece of assigned land was granted by the government to a beneficiary (assignee) for cultivation or livelihood.
  • The assignee mortgaged the land to raise a loan for personal purposes, not connected to agricultural development or land use.
  • The mortgagee (lender) is likely a non-government institution or private individual.
  • The transaction is being questioned for its legal validity.

Issues in the Case

  • Whether an assignee of government land can legally mortgage the land to raise funds.
  • Whether such a mortgage, particularly for personal purposes, is considered a transfer under law.
  • Does this violate the prohibition under the Andhra Pradesh Assigned Lands Act?
  • Whether the mortgage is void and unenforceable in the eyes of law.

Principles Associated with It

  • Under Section 3(1) of the Andhra Pradesh Assigned Lands (Prohibition of Transfers) Act, 1977, any transfer of assigned land—whether by sale, gift, mortgage, lease, or otherwise—is prohibited.
  • Such land is assigned for agricultural or livelihood purposes only, and cannot be alienated without prior government permission.
  • Any such transaction (mortgage included) is deemed null and void, and the land is liable to be resumed by the government.
  • Even if the mortgage is not for sale, if it is for personal use, it is still considered a violation of the purpose of assignment.
  • Courts have repeatedly held that assigned land cannot be burdened with third-party interests, especially for non-agricultural uses.

Judgment

  • The mortgage of assigned land for personal purposes is not valid under the Andhra Pradesh Assigned Lands Act.
  • It constitutes a prohibited transfer, regardless of whether possession is transferred or not.
  • The mortgage agreement is void ab initio (void from the beginning) and unenforceable in law.
  • The government has the right to resume the land from the assignee and cancel the assignment.
  • Therefore, the mortgage is illegal, and the land may revert back to the government as per the provisions of the Act.

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