3. A negotiable instrument is for Rs. 10,000. The owner of the instrument endorses it for Rs. 5,000. Decide whether this can be done?

Facts of the Case

  • A negotiable instrument is drawn for an amount of Rs. 10,000.
  • The owner endorses it to another person, but only for Rs. 5,000.
  • The endorsement is partial, not for the full value of the instrument.

Issues in the Case

  • Can a negotiable instrument be endorsed partially for a lesser amount than what it is drawn for?
  • Is partial endorsement valid under the Negotiable Instruments Act?
  • What is the effect of such an endorsement on the negotiability of the instrument?

Principles Associated With It

  • Section 56 of the Negotiable Instruments Act, 1881 clearly states that no writing on a negotiable instrument is valid for the purpose of negotiation if it purports to transfer only a part of the amount due on the instrument.
  • A negotiable instrument must be endorsed for the entire amount, or it cannot be negotiated at all.
  • Partial endorsements destroy the negotiability of the instrument, making it unacceptable under the law.

Judgement

  • The endorsement of Rs. 5,000 out of Rs. 10,000 is a partial endorsement, which is invalid under Section 56.
  • The instrument cannot be negotiated for only part of the sum due.
  • Therefore, the endorsement is not legally effective, and the transferee cannot claim the Rs. 5,000 under the Negotiable Instruments Act.
  • A valid endorsement must be for the entire amount mentioned on the face of the instrument.

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